Find out how we’ve helped people just like you to gain clarity and make important decisions about their finances, structuring their affairs to achieve what matters most to them. Our clients have kindly shared their stories to show how they have benefited from working with us over the years. Each case study is structured to illustrate our process in action, so you can see the breadth of our services and understand exactly how we work.
Spending more time with your family
Whether you’re looking to retire early to spend more time with your family, or you would like to get involved in volunteer or charity work, or there is something you’ve always wanted to do for yourself but the time was never right; by putting together a financial life plan we can create a detailed roadmap to Financial Independence for you and your family.
Sharing the family wealth
It’s vital to many that we have the reassurance of a plan to support our families financially, within our lifetime and should something happen in the future. Baby boomers now own a third of Britain’s wealth, with one in five a millionaire and with cumulative wealth of £4.7 trillion. Intergenerational planning has never been so important.
Saving for a rainy day
When you’re younger and just starting out in a career, the idea of saving probably isn’t one that gets you excited. It is, however, a very important habit to get into and one that will stand you in good stead. There are many reasons to save but the importance of saving is relatively simple…
Supporting you at times of change
Change can come in many guises and it can often be very scary. During our lifetime we may experience varying and difficult types of change. Whatever the circumstances, you may find yourself in a situation that you do not feel adequately prepared for. At these times it’s comforting to know that you have a team to turn to for advice and support.
Saving the planet one fund at a time
The Carrington Sustainable Growth portfolio launched in June 2019 with the aim to invest in companies that are having a positive impact on our planet and society. The rationale behind the portfolio is the acknowledgement of the changing perceptions towards Environmental, Social and Governance (ESG) factors. This portfolio is available on a number of the platforms we use and can be invested in via your ISA’s, Pensions and GIA’s.
Helping you sell your business
Starting a company and growing it into the business you always dreamed of can take a lot of blood, sweat and tears. So when the time comes for you to sell it there may be some practical matters to consider. We can help you organise yourself and show you what you need, financially, in order to be able to achieve the lifestyle or next adventure you desire.
Working together for you
It is important to have a team of people working with you, to deliver a cohesive and all-encompassing service, who are all singing from the same hymn sheet. In order to ensure that your needs are completely met we have gathered together a number of trusted advisers with whom we work closely on clients’ affairs.
Protect against the unexpected
None of us knows what lies ahead and even if we feel that we have everything under control, life can still throw us a curve ball. The comforting reality is that some of life’s risks can be minimised by some sort of insurance policy or other. So, although we can’t protect you from going through difficult times, we can help cushion the blow on the other side.
Planning for your retirement
Retirement looks different for everyone. Given we all lead different lives, have different goals & attitudes to working, why should we all stop work at the same time? Whatever camp you fall into, we want to ensure that you can continue to fund your desired lifestyle, leave a legacy to your children and achieve everything you want to in this new stage of your life.
Changing careers or stepping back
Whether you’re looking for a change of pace in your current career, or looking to change direction completely, it’s important that you have a sound financial plan to give you the peace of mind that, whatever path you choose to take in the future, you will be safe in financial terms.
Getting you financially organised
Everyone’s approach to money is different. Whatever your approach, money can be a constant source of stress and worry. The good news is that with help and good financial planning, we can take that stress off your plate; giving you the freedom to get on with what’s important to you, with confidence and clarity around your financial future.
Let us take the guess work out of investing
Do you find that in your day-to-day life you’re so busy using your expertise and skills to help others that you don’t have the time or inclination to do it for yourself?! We think this is natural and why, we at Carrington, go to our own team for planning and investment advice. The good news is you can too! Our award-winning, inhouse investment team are young and dynamic but with a depth of knowledge and experience which comes from having an established Investment Committee to draw on.
Sweet home Alabama
Moving home is a stressful enough time without the worry about whether you’ve received the best interest rate on your mortgage, whether you can raise enough money to buy your dream home etc. Individuals’ financial affairs are also becoming increasingly complicated so it’s important to get advice from someone you trust to find you the right mortgage.
These case studies are included as examples of our service provision only and do not constitute the provision of specific financial advice. Please contact one of our advisers for advice on your specific situation. The Financial Conduct Authority does not regulate taxation, trust advice and will writing. Investors should be aware that the value of units may well fall as well as rise, is not guaranteed and that past performance is not a guide to future performance.