Our Financial Life Planning process has several stages, as set out below, which are tailored to your specific needs (our meetings always include good coffee, but sometimes food, wine and train journeys!) as required.
We hold an initial discovery meeting. Spending time to get to know you, your family, your current financial position and what is most important to you. We talk about your long and short-term goals and those blue-sky ideas!
We obtain a full understanding of your current position – your lifestyle costs, planned expenditure, assets and liabilities – which enables us to create a plan specific to you.
We create a bespoke financial plan using our sophisticated cash flow modelling software. By analysing your current and future financial position we can assess what you will need to achieve your goals, when you reach financial independence or if you need to rethink your grand design plans.
We meet again to walk you through your bespoke life plan, which will show you how different scenarios affect the future outcomes. Your plan will be supported by a cohesive investment strategy, all focused around your goals.
Your plan becomes a reality as we implement your life plan and run your actively managed investment strategy, whilst you have the freedom to live your life.
We meet on an annual basis to review your plan, making the necessary changes life dictates, ensuring everything is kept on track.