We provide an unbiased, friendly and professional service to private clients, using an approach that is distinctly different – Lifestyle Financial Planning. So what exactly is ‘Lifestyle Financial Planning’ and how could it benefit you? Basically, we make sense of our clients’ money. We provide clarity and then organise their finances so they know how much they have, where it is, and how hard it’s working for them.
Rather than simply selling a financial ‘product’ we look across all of the client’s affairs and take time to understand what matters most in their life. This can encompass spending more time with their family, early retirement or the freedom to pursue their passions.
Using sophisticated cash flow analysis, we can establish a complete picture of their current financial position. We then map their lifestyle goals, looking at required income and expenditure. Detailed ‘What if..’ analysis helps our clients visualise the impact of decisions and the exact steps they need to take, including any trade-offs, in order to achieve their objectives.
Most people are in the dark about their finances, so they find our Lifestyle Financial Planning process enlightening. We help them address realistic concerns and questions like: ‘how much do I have?’; ‘what will happen in the future?’ or ‘how long will it last?’. Through Lifestyle Financial Planning, you can answer questions such as:
- Can I go back to school to learn a new craft?
- When can I retire?
- When should I sell my business?
- Can I take two years out to travel the world?
- Can I buy a second or third property? And if so, when?
- What happens if I die tomorrow?
- Is too much money a problem?
Your priorities and goals will change, depending on your life stage. Our process will arm you with the information you need to make the right decisions every step of the way. Regular reviews using the Carrington Financial Roadmap system enables us to alter course and adjust your plan should your situation change, ensuring you remain on track toward meeting your objectives.
To find out how we’ve helped people just like you to achieve their life goals, read our client stories.
If you would like to arrange an obligation free initial consultation to discuss your particular circumstances, please get in touch.